UK CREDIT CARDS - save money and shop around to compare the best cards in the UK
Low Interest Credit Cards for UK residents to reduce debt and credit card fees
Do you need some help selecting the best UK credit cards?
After all there are over 120 different UK providers which offer a variety of cards for you to consider.
Global Card Providers
Visa and MasterCard provide their credit cards for use around the world including the UK. These providers offer their full suite of products and services. Their cards are in use throughout the United Kingdom.
UK Market Suppliers
The UK card market has a number of suppliers which offer Visa or MasterCard credit cards. These suppliers carry at least 3 different types of credit card types. They often are named Platinum, Gold and Standard cards. Some suppliers have a " Black credit card" offer.. They normally are made available to a person with a higher income but come with extra perks and bonus services.
Affinity Cards in the UK
A popular type of Credit Card that is available to UK consumers is called an "Affinity Credit Card". These credit cards behave like normal cards but are associated with a club, charity, political party, sports team or non profit group. Upon successful application to an affinity credit card, a donation is made to the organization associated with the card. Then regular nominal amount is donated for every transaction you make with that card.
Branded UK Cards
Consumers are now attracted to the host of branded cards in the UK which are made available through high-street banks, building societies, online banks and supermarkets and high street retailers. These store-branded cards are identical to other credit cards but can only be used to make purchases in the store which they are affiliated with. The benefit to consumers is that these cards offer special discounts on your purchases. The caution here is that they often carry high interest rates of around 30%. This is an expensive option for credit and best used by people who pay off their card on a regular basis each month.
