Student credit cards are the best way for college students to establish good credit history for their future
Student credit cards play an important role in establishing future credit ratings
Having student credit cards create opportunities exclusive to credit card holders, such as internet purchases and loan eligibility.
Student credit cards are easily obtained and managed, with advice coming directly from card manufacturers such as Discover and Chase (Mastercard).
College is the best time to start establishing credit history - being the first years of independence and increased expenses - so having a student credit card makes perfect sense.
Student Credit Cards are "College Convenient"
You have to start building your credit history somewhere, so why not look into some of the special deals offered by leading credit card companies.
The Chase student credit card has no annual fee, an interest free grace period on your purchases, and countless special offers at leading retailers. It also provides convenient access to low-rate student loans.
The College Student Discover Card has extra features and services specifically designed to make college life a little easier; you can receive free email reminders to keep you automatically updated on your account status. The Discover card also waives the annual fee and in addition to the Cashback Bonus awards program, you can receive more savings from top online merchants through the online Student ShopCenter.
As you can see, the quickest and easiest routes to healthy and established credit histories are with student credit cards.
Source: BICCO Media
Author: F.S. Nessalk
Date: August 2003