Holding the best student credit card for you results in the best credit rating
For a student to build a reputable US credit rating quickly and affordably, they should look into the best student credit cards.
The best student credit cards, MasterCard and Visa, and their partners, put undergraduates on the path to financial freedom.
The best student credit card companies have wide ranging options that cater to life as an American college student.
College is a prime time to take advantage of the benefits and loans opportunities that come solely to holders of the best student credit cards.
Acceptance virtually guaranteed with the best student credit cards
Nobody knows students like Chase knows students. The Chase Student MasterCard fits your budget like a glove with its no annual fee – 0% introductory APR for six months approach to student financing. A free and secure online account allows you to view and pay your bills online with the click of a mouse. You also get an online expense summary to help you stick to your budget. You are protected from liability if your card is used without your permission. Finally, you are privy to exclusive rebates and offers and your favorite retailers like Gateway and Sunglass Hut.
In addition to providing easy access to low-rate student loans, the Student Platinum card from Chase/Mastercard has no annual fee, an interest free grace period on your purchases, and countless special offers at leading retailers.
The Discover Classic Student Card has a similar idea with no annual fee, 100% fraud protection and online account access and bill payment. Their highlight is the 2% Cashback bonus award they offer for purchases made with the card.
The College Student Discover Card has extra features and services specifically designed to make college life a little easier. The Discover card waives the annual fee and in addition to the Cashback Bonus awards program, you can receive more savings from top online merchants through the online Student ShopCenter. For your added convenience, you can receive free email reminders to keep you automatically updated on your account status.
The CitiCash card for teens has a slightly different approach. This card is pre-paid and reloadable, and can be used everywhere MasterCard is accepted. It is a safer, more convenient way to carry cash. Responsible use of this tool proves to the card issuer that eventually you will be ready for the world of unsecured credit cards, and it is very effective in teaching the card-holder to budget effectively and spend wisely.
Your credit rating is proof in numbers of your credit worthiness. It shows how much you owe to whom, and whether you pay everyone on time. Don’t fool yourself into thinking that it is good if no such statement about you exist, because no credit is the same as bad credit. So, start building a solid credit rating with the best student credit cards.
Source: BICCO Media
Author: D. S. Tanger
Date: September 6, 2003